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Invoice financing is a way for businesses to borrow money against the amounts due from customers. PMF finances up to 80% of the invoice Advantages to Client - Invoice financing allows a business to use its unpaid invoices as collateral for financing. - A company may use invoice financing to improve cash flow for operational needs or speed up expansion and investment plans. - Invoice financing can be structured so that the business' customer is unaware that their invoice has been financed or it can be explicitly managed by the lender.